Artisan Insurance throughout the state of California

Protecting Skilled Workers in Fresno, CA

Artisan insurance protects the work of skilled crafts people, including carpenters, plumbers, electricians, and mechanics.  It is strictly liability insurance, which means that it covers work performed and products and/or services delivered.  Artisan insurance does not protect business assets like offices, supplies, or work vehicles; it covers what are either mistakes on the parts of contractors and/or members of crews of contractors or the costs of lawsuits that result from claims against contractors.  Artisan insurance protects your work as a skilled trades person and prevents you from having to pay large out-of-pocket costs in the events of claims.  

At CCIS Insurance Agency we have comprehensive artisan insurance program that provides the protection you need.  Our program is adaptable and affordable and will keep your business secure.   

Specialized Coverage for your Business

Artisan insurance is also known as ‘casual contractors insurance’ in part because it covers such a wide range of skilled service providers.  From interior decorators and piano tuners to exterminators and tree surgeons, artisan insurance applies.  The coverage needs of artisan insurance policyholders include equipment and tools, completed services and/or delivered products, and risks related to completed work.  Some of these needs are met by Business Owners Policies (BOPs) and/or Commercial Liability Insurance policies but the levels of coverage in these policies may be insufficient.  This is where artisan insurance comes in.

The primary coverage for artisan insurance is liability, and the level of coverage that is best for you can be determined with the help of an agent.  If you need additional protection you can, in most cases, add the following coverages:

  • Property
  • Owned, leased or rented tools and equipment
  • Materials and equipment to be installed
  • Property of others in your care, custody, or control

You can also add broadened endorsements, which include:

  • Automatic additional insured – contractors’ operations and permits for contractors (and other specific relationships)
  • Employee benefits liability
  • Property of others in your care, custody, or control
  • Voluntary property damage
  • Waiver of subrogation – automatic where required in a written contract

The broadness of BOPs and Commercial Liability Insurance policies inherently contributes to the exclusion of certain coverages, and these exclusions are reasons why artisan insurance is necessary.  In some states, contactors are considered ‘general’ no matter what type of work they do.  This is a good reason for specialty trade workers to purchase artisan insurance; it protects against damages that are not covered by broader insurance policies.  When choosing an artisan insurance policy, it’s important to work with a licensed insurance agent; he or she will ensure that you are totally protected and that your rates are optimal.  Contact an agent at CCIS Insurance Agency to learn more.

Why work with CCIS Insurance Agency?

We’ve insured trades people for years and we represent respected and competitive insurance companies that specialize in contractors insurance programs.  We’ll help you compare policies and rates to find the best solution.  We’ll also provide you with superior claims services and risk management, which will keep you costs down and ensure that claims do not result in undue losses. 

As an independent contractor you need support for your work and efforts, and at CCIS Insurance we’ll give you that support and we’ll advocate for you.  Please contact us or give us a call to learn more.  If you’re ready to start on a policy, request a quote.  

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CCIS Insurance Group

2520 W Shaw Lane Ste 104

Fresno, CA 93711

Main office: 559-320-2247
Toll free: 800-997-3499
Fax: 559-320-0299

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers


When I've called CCIS, I've received friendly, personable and helpful service. It's a good feeling to have such great service from my insurance agency and my agent, Cala Carter
Linda Geringer, director of Kerman Chamber of Commerce
We were extremely please to work with Mark Rivard and CCIS Insurance to review our corporate insurance policies. Their service exceeded our expectations and proved that they are not the typical insurance agency. Mark's great care and sincere concern in understanding our business' insurance needs helped us to get the coverage we should have an even better cost savings over our previous policies. Thank You.
Michael Stickland, Strickland Enterprises Dba: Strickland Drilling
I love it. You have to be the best insurance agent, with the best insurance agency on earth. High five. Thanks for the speedy response.
Anoosh Moadab, DPM, All Valley Podiatric Group
Lisa, I would like to thank you and Cala for your great assistance in our insurance matters. Your immediate attention and action to get it done fast is truly appreciated and we feel very grateful to be in your caring hands.
Iwona & Hassan Dwidar
"Cala Carter has been my agent for 20 years and her agency does a great job on my personal and business insurance. I opened my gallery in Palm Springs last January and she had a policy in place in 45 minutes"
Nat Reed